Checking Accounts
Simply Free Checking
Interest Checking

Savings & Investment Accounts
Money Market Account
Savings Accounts
Certificates of Deposit
Index Powered CD
Personal Investment Services

Convenience Services
Online Check Ordering
Overdraft Protection/PRA
Visa CheckCard
Personal Credit Card
Safe Deposit Boxes
Direct Deposit
Internet Banking and
the Quicken Connection

Additional Personal Banking Services and Information
Common Features - Fee Schedule
Home Loans and
Personal Credit Services
Trust, Estate and
Investment Services

Imaged Statements
Pay County Taxes


Fee Schedule
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Common Features
Cashiers checks $3.00
Money orders ($500.00 maximum) $2.00
Certified checks $25.00
Federal reserve checks $25.00
Traveler's checks 1% of total purchase
Check printing Varies by style
Temporary checks $1.00 each or 5 for $10.00
Overdraft – each overdraft paid $25.00
Continuous overdraft after each day with no activity $2.00
Nonsufficient funds (NSF) – each $25.00
Deposited checks (and other items) returned unpaid $5.00
Stop payment – each $25.00
ATM/Debit card replacement $5.00
Account activity printout $3.00
Balance inquiry by telephone $3.00
Telephone transfers $3.00
Research or balancing assistance $35.00 per hour/$20.00 min
Multiple signature verification $5.00 per statement cycle
Dormant account fee
(An account is dormant if for 2 years you have made no deposits or withdrawals to the account and you have had no communication with us about your account(s)
$10.00 per statement cycle
Garnishments, Levies, Citations $75.00
Wire transfers – outgoing domestic $25.00
Wire transfers – outgoing international $60.00
Collection items $25.00
Foreign currency draft $25.00
Foreign currency purchase Market rate+delivery fee
IRA transfer/rollover outgoing $15.00
Safe deposit lost key $25.00
Safe deposit box drilling $80.00
Safe deposit late charge 10% of annual rental fee
Foreign check collection minimum fee of $75.00
We may require no less than 7 day’s notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period my be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.



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